Episode 4

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Published on:

13th Mar 2025

Schitt with Money S1E4: Bad Parents

Welcome back to Schitt with Money! Peita and Emma are diving into Bad Parents, an episode packed with questionable parenting, personal crises, and—of course—David Rose’s tragic realisation that his wardrobe is not as valuable to the world as it is to him.

In This Episode:

👗 David’s Closet Meltdown – Who knew folding a sweater could cause an existential crisis? David struggles with the idea of treating his designer wardrobe like anything less than an art exhibit.

💰 Parenting by Proxy – Johnny and Moira reflect on whether hiring the best nannies and sending the kids to elite schools actually made them good parents (spoiler: the answer is… unclear).

👠 Alexis’ Community Service Chic – Picking up trash in heels? Iconic. Ronnie puts Alexis in her place with one of the best burns of the episode: "This isn’t Say Yes to the Dress, princess."

🛻 Mysterious Farm Equipment – Peita and Emma go full detective mode trying to identify the strange vehicle rolling through Schitt’s Creek. (If you know what it is, DM us!)

Schitt We Learned:

💸 Your wardrobe is not an investment – David learns the hard way that luxury doesn’t always hold resale value. (That consignment store was not impressed.)

🏡 Downsizing is a reality check – From a mansion to a motel, the Roses (and our hosts) discuss what it’s like to live in a much smaller space than you’re used to.

👨‍👩‍👧‍👦 Time > Money in Parenting – Johnny and Moira thought they did everything “right” by giving their kids the best of everything. But did they actually spend time with them?

Want to Schitt-Chatt With Us?

💬 Leave us a voice message at SpeakPipe.com/SchittWithMoney – tell us what we missed or drop your favorite quote from the episode!

📲 Follow @SchittWithMoney for episode updates, behind-the-scenes fun, and money wisdom (with a side of Schitt’s Creek obsession).

Want more? You can also find us here:

Next Up: The Cabin

Johnny and Moira attempt a weekend getaway (spoiler: it doesn’t go as planned), while Alexis and David throw a party. Honestly? It goes about as well as you’d expect.

Until next time, remember: Your closet is not an investment portfolio. (Just ask David.)

Transcript
Peita:

What do you get when you mix Schitt's Creek? A financial adviser and an accountant. Well, a podcast, apparently.

We're Peter and Emma and together we're re watching Schitt's Creek, obsessing over its brilliance and sneaking in some unexpected money lessons. Welcome to Shit with Alrighty, Emma. We are back, episode four. And I feel like you and I, we're settling in, right? Four episodes in, I think.

I think we're starting to get comfortable in our chairs as co hosts, you.

Emma:

Know, getting huge microphones in front of us.

Peita:

I know it's a bit distracting, isn't it? I try and ignore it, but it's not easy. It's not easy. Now, the Roses, while they're still resisting their new life, obviously.

,:

And it's written by Kevin White with the wonderful Dan and Eugene Levy, of course, and directed by Jerry Chicoriti. And I'm still hoping that's the correct pronunciation. Yeah, exactly.

And in this episode, well, you know, it's an absolute gold mine of questionable parenting. There's some pretty ridiculous personal crises. Right. And Moira's trying to recall basic facts about her children.

Emma:

So good.

Peita:

It is so good.

Before we dive in, I'm wondering, you know, when you first watched this episode, would you have thought did, like, did you think Johnny and Maura were bad parents or do you think they're just parents with money and that makes things a bit tough?

Emma:

I don't think that they're bad parents. I probably should think they're bad parents, but I don't actually think. I think they're wonderful parents.

Peita:

Yeah.

Emma:

And they do have lots of money, so. Yeah. I think their parents with lots of money.

Peita:

Yeah. Right. And because they do care, they love their kids. Right.

I just think they've lost touch with what that really means and how to best show it and, and add value to their kids. Like, I think they've just got. They're a bit messed up in the way you go about it, but I think the heart is still there.

Emma:

Absolutely. They are a lot of fun and they genuinely care. And the fact that they're still together.

Peita:

Right.

Emma:

You know, and the fact that Johnny and Maurice still are very affectionate, they're still touchy, they love each other and they're committed to staying as a family. A lot of couples and you would know this really well Peter is a lot of couples would in that situation would break up.

Peita:

Yes. Wouldn't survive it.

Emma:

They wouldn't get through it.

Peita:

No, no.

Emma:

So you know, the kids are the ones that are wanting to break up with the parents is a more likely scenario. But yeah. Johnny and Moira I find are still loving parents. They love other and I think they're beautiful. I actually think they're a beautiful family.

Peita:

Yeah. And it isn't that a great start? Right. At least if you can witness parents that care about each other. Surely that's a good example.

Emma:

Totally.

Peita:

Right. Setting a standard that the kids should expect for themselves. Some of the other areas we'll get to which are a bit of a disaster.

But that's at least a good start.

Emma:

I hope Alexis is watching.

Peita:

Right. Oh darling. Now, the episode actually opens with David's sort of treating his wardrobe like an art installation. Right.

He's demanding really that everything he owns, including his T shirts, his white plain T shirts be hung up like museum pieces. Right. And in his parents wardrobe no less. Which is just hysterical.

Emma:

I know.

Peita:

I. I think his reaction to that conversation being surprised that his dad's even got a problem with it.

It to me, and I don't have teenagers, but to me it sounded like that typical teenager. Well, what's the problem? They need to be hang up. Like I don't know what your problem is, dad. Like.

Emma:

Yeah, where else do you want me to put them? Like I've only got a 30 centimeter wardrobe. Where else would you like me to hang my white T shirts? Yeah, totally with you.

But I also feel again, I think I might be going into deep here but I also feel that there's an element of anger and it's like, well dad, it's your fault that we're in this position. So you tell me where you want my white T shirts to go.

Peita:

There's a. There's the four letter F word here. Right. Fine.

Emma:

Totally fine.

Peita:

Then this is what I'll do. Absolutely. Look, I'm curious whether you've actually. Because part of this is all about them having to go from this mansion with.

I'm imagining they all had walk in wardrobes, each, you know, back into a small, this tiny motel.

Have you ever had to do that where you've moved back in with family or gone from a bigger place to a smaller, smaller place and suddenly realized oh no, I've got too much stuff for the space. I'm trying to Live in.

Emma:

Definitely, definitely. But it doesn't even have to be that. Sometimes you just might book a hotel. That's not the standard that it was in the pictures.

And you rock up and you walk in, you're like, oh, this is a bit itchy and a bit dusty in here. And. But you don't, you know, you just make do and make the best out of the situation.

And even Andrew and I, when we bought out our place, we had a few months between settlements and we moved in with my parents, which was very interesting and similar. You know, we had two bedrooms. Went from our apartment to two bedrooms.

Peita:

Yeah.

Emma:

And you know, all this stuff and we had to get storage and it was a bit of madness, but it was also very fun.

Peita:

Yeah. And it, I think it's really, it really gets you to focus on stuff as opposed to things you need.

We actually some years ago sold our home to sort of get the working capital for my husband to start his business. Right. And it was. And also to give us the sort of freedom to go. He needs time to be able to start it. He needs.

Without the pressure of debt, you know, all those sort of things. It was a great call. Right. But we went from a three bedroom house to a tiny two bedroom apartment.

And at that point we'll put stuff in storage, as you said. Do you know what's funny? We still have that storage and almost none of that stuff has moved out of it. And we're now in a house again.

Emma:

And it's still there. This is hilarious. And you know, there really truly is a business for people to come in and just get rid of it. Don't even tell me about it.

Yeah, I don't want to look at it. Just get rid of it.

Peita:

Just get rid of it. Right.

Emma:

You know, so we still have, we do have storage ourselves. And that was a band aid solution.

Peita:

Right.

Emma:

To our place. You know, it was like we're getting to, you know, we're getting too much stuff for this house. Do we renovate? Do we buy a big house?

In the short term, let's just get a storage cage. And that's where our Christmas tree and our luggage and all that kind of stuff. But we actually use ours.

But I can totally understand that someone like yourself.

Peita:

Yeah.

Emma:

Don't touch it.

Peita:

Yeah.

Emma:

Just throw it out.

Peita:

Yes.

Emma:

But you can't look at it. The moment, moment you actually step foot in that storage cage, all of a sudden you'll need it all again.

Peita:

Or it. There's a lot of guilt about throwing things at. I mean, a Lot of the stuff we've got in there. When we got married, we got. I. I'm going to get it.

The figure wrong, but let's call it 20 giant platters as gifts.

Like we got, like, with all of that stuff that you do, like, you might need one, but you don't need 20, you know, let alone all the other things that. Oh, but I can't remember that. That was given by Great Auntie Bertha.

Emma:

Emotional side.

Peita:

Right. And. And I think if it's truly emotional in that, that thing from that person triggers a response to you of something special, that's one thing.

But I think we've got to let go of the. I feel bad that I want to get rid of it. Right. They're different things.

Emma:

Right, Exactly. Right.

Peita:

Right. Like, I don't actually like the thing. I've never used the thing. And I don't get any trigger.

Aside from the fact I feel bad that I want to get rid of it.

Emma:

Like, get rid of it.

Peita:

Get rid of it. Exactly.

Emma:

And, you know, you can. There's lots of apps now where you can, you know, sell things. Yes. Or even gift them before it goes just, you know, to landfill. So there's op. There.

There are options.

Peita:

Yeah. 100.

Emma:

There are options.

Peita:

100. And so David's got this, you know, he's got this existential crisis he's going through where it's just like, oh, my God.

And people don't value my things as much as I do. And he makes this hysterical reference to, does it look like I shot on Canal Street? And he makes this big deal of it.

Now, for the listener, it may not resonate because that's not an Australian reference. Right. That's an American one. And he was reacting to Stevie. Right. She sort of. Because Stevie is doing the killer nose thing.

Like, really, why do you care? These things are a bit funky. I think that's the word she uses. Clothes are a bit funky. Exactly.

But for listeners, Canal street is actually in New York and it's famous for street vendors selling knockoffs. So the handbag knockoffs, the watches all down close as well. So for David, the mere suggestion that someone might think he wears counterfeit fashion.

Emma:

Oh, my God.

Peita:

You know, just the shock and horror on his face, I just think is fabulous. And it's really captures what he thinks is valuable.

Emma:

Absolutely. And even when they're going through sweater by sweater. And she was like, it's just a black sweater. And he's like, but this is Kashmir.

Peita:

From France and made by a lady.

Emma:

You know, and so Again, values what he values. And for Stevie, it's a black sweater.

Peita:

Yes.

Emma:

But for David, it's handmade Kashmir, France, you know, all, all the emotional side to it. And also a piece of his history.

Peita:

Yes.

Emma:

You know, there's so many layers to his possession that that's all he has. He's lost everything.

Peita:

Yes.

Emma:

This is all that he has with him. And it just means the world to his. It's. So these are the most valuable things that he currently owns.

Peita:

Yes. And what a reflection, actually, now that you say that, on life. On his life. Like, when I think about.

I look around our house and often I'll bring either a bit of art or something back from a wonderful holiday I've had, because I want it to bring that memory up. We even buy Christmas decorations from each location we travel to. Right.

So when you put your tree up every year, you're like, oh, that's from Marrakesh. Right. So. But it, it, it reminds you of that wonderful experience. I think the sad thing from David is the items are the only experience.

He doesn't, he doesn't associate them with a wonderful thing that happened in that place. It's literally just the thing. And how sad is that? Very, very measure of a life.

Emma:

Totally.

Peita:

You know, I felt bad for him because I. I don't think you can judge the curation. Like, he clearly has put a lot of thought, energy and time in this stuff. It's not flippant. It's not.

I'm just going to go out and buy 40 of the same sweater. Like, it's not that sort of blowing through money that you. That. Well, we seem to see when you look at.

In, you know, in the US and they've got all the bags over their arms, that sort of stuff. Right. It's not that. But. But it's a bit sad. It is.

Emma:

It's a very shallow existence when that's all it is, is just, you know, where you bought the clothes from, not even who you were with, what you were doing, what the occasion was.

Peita:

Yeah.

Emma:

Or anything like that. It was just purely where the item came from.

Peita:

Yes. Yes. And. And that there might be status associated that. With that or, or some sort of value inherent in that. And so, yeah, it's.

And, and as people, you know, as the listeners will know or will find out if their first time is over time, he manages to redirect that sor gift he has for curating things. But, you know, to date, it's all a bit sad, really. I feel for him and he's Got this pile of clothes and you like Stevie's face. She's just like, dude.

Emma:

Yeah. I loved it when she said, my car is worth less than your pants. And I think that that just summarized where they were both coming from.

Peita:

Right.

Emma:

You know that he valued pants more than she valued a car.

Peita:

Yes, yes.

Emma:

Just the world's. The different worlds that they've come. That they've come from. But at the same time, you can just tell they're going to be the best of mates.

Peita:

Yes. And she's. I think she's very patient with him in this.

Emma:

Oh, she's amazing.

Peita:

Like, unless a person would have slapped him silly at some point.

Emma:

Yeah. But I also think she's kind of looking forward to this because she's found someone in this tiny town with that she can laugh at.

Peita:

Yes. And we know, you know. Yeah, it's.

Emma:

And she's finding this entertaining.

Peita:

Yes, yes. Like, keep it up, you know, this is great. It's like dinner in a show. Right. It's fabulous.

Emma:

Because it's so easy for her to, like, put him down and ridicule him.

Peita:

Yeah.

Emma:

And he just takes it, like. And so she's just loving this.

Peita:

Yes. Yes. We also have some wonderful. Alexis. And it all starts with a bit of a Moira Zinger. Moira and Johnny are discussing that.

It might be nice to get to know them better, I suppose, wouldn't it, John?

Emma:

But who has time amidst all this chaos? I get was fantastic. I love them all. I love them all.

Peita:

Yes. And I think, though, that comment is so interesting to me, is taken out of.

Out of the show, you know, who has time amidst all the chaos, to me feels like it sums up modern parenting. Like, who has the time to do this stuff? We're just all dealing with the random stuff that's going on. Right.

The minimum and the running around, you know, And I wonder.

They use an extreme example here, you know, But I wonder how many parents maybe particularly with either teenagers or older kids, you know, think they're involved, but suddenly your kid tells you a story about being held hostage in Bangkok. Right. And he's sort of like, oh, wait a minute, maybe I don't know everything about what's going on.

Emma:

Yeah. Maybe I should be doing a better job.

Peita:

Right. And she's. I mean, that. That Alexis moment, I think is so interesting because she casually drops her story.

Emma:

About one time I escaped from a Thai drug lo lord's car trunk by bribing him with sex.

Peita:

Like, not only was she kidnapped by a drug lord, but her solution was to probably sex. And she clearly realizes mid sentence that maybe that's not just a quirky travel story. Maybe that's not great.

Emma:

Yeah. But she found that opportunity during that game.

Peita:

Yeah.

Emma:

To say it. It's like she's been. It felt like she was wanting to say that she's been wanting.

Peita:

Do you think? Oh, that's interesting. So you think, like, she's. Well, if you cared, you'd know this. Do you think there's some.

Emma:

I feel like she's been sitting on this and this game was her opportunity to actually let it out.

Peita:

Yeah.

Emma:

In like a safe way where, you know, you can't judge me on it because that's the game. We're just playing a game here.

Peita:

Yes.

Emma:

So I do feel that they didn't. This was the first that they knew about it, about the incident. They knew she was there, but they didn't know about the incident.

And she's been dying to get it off the chest and. But I think it's the timing with the whole bad parenting theme.

Peita:

Oh.

Emma:

Which is just great.

Peita:

It is. And she's.

I mean, as an actress, I think, like, they're all fabulous, but I actually think she's got quite a hard job because she's dancing that line of sort of the flippant, you know. Right. But with that type of nuanced emotional response to things. And I think she does that beautifully, you know, I mean, people rave about more.

And I love the character of Maura, but sometimes I think doing the extreme is easier than doing that sort of nuanced stuff. We've sort of got to dance a line. And I think the actress, she just does such a good job in this look. Alexis cops it too, in this episode.

I mean, her own mum can't remember her name. I know her middle name.

Emma:

Like, I'm just doing the form. Can you just complete the rest of it, please? Don't know. I haven't done it all. She's like, well, you've done it all. Except for my middle name.

Oh, yeah.

Peita:

Waiting, waiting. You know, it's. It. It's Emma. No, no, that's not it.

Emma:

Oh, it's Hannah.

Peita:

No, no. And Alexis is just like, I'm embarrassed for you, you know, and even at the end of that. And they sort of finished the episode with this.

But Moira's like, I should know. And she. Even the confidence. Maura has to say that, like, she's not judging herself. She's like, I should know that. Really.

Just like it's any other fact. But it's a daughter's middle name that she gave her.

Emma:

I know, it's hilarious.

Peita:

Like, we could all tap into a bit more of that sort of just plowing through energy. I, Maura, just manages to, despite her disasters, really own herself really well. And her reaction to that is just fantastic.

Emma:

So good. But I think, I mean, that's an extreme moment. But I think other parents could relate to mommy, when did I start walking? Oh, God, I don't know.

When did you start walking? Or mommy, when did I do the. Oh, God. Oh, yeah, you were, you know, 12 months old.

Peita:

Yeah. Loving white lies, like.

Emma:

So I think that a lot of parents probably forget things that the kids expect them to know.

Peita:

Yes.

Emma:

Probably not the middle name. Not the middle name, but other important things or milestones that happened.

So I think, again, it's still a moment that parents can relate to it and just laugh at because.

Peita:

Yes.

Emma:

But you know what? I reckon, and this sounds really bad, I probably shouldn't say this, but I reckon lots of dads probably don't know middle names to kids.

Peita:

You know, there's a couple of. Of things going around on social media at the moment where they catch, you know, dad and bringing daughter out of a class or something like that.

And they just ask the dad, so, what's the name of a private school? What's the name of. What is she? What's her favorite class? And what's funny too, they confidently answer the questions like they know.

And the kids like, dad, oh my God. Yeah, yeah.

Emma:

And even for me, when I in, in my line, if I, you know, if it never happens with women, it only ever happens with men. And I sit there and I say, okay, do you have children? Yeah, I've got three kids. Two boys and a girl or whatever it. Okay, great. What.

When were they born? How old are they? Oh, God. The face just drops like so confident at first. And then it's like, okay, so one one's eight.

Peita:

She's about this tall.

Emma:

One one is big. I'm not even going to ask for the dates of birth, like figure.

I'll just, I'll just go straight, straight to the facts, documents for the date of birth. But yeah, they struggle with just funny.

Peita:

And it's funny because also I think for. And we are generalizing here, folks, for any. We're completely generalizing.

Emma:

Exactly.

Peita:

Some of you are wonderful at this. But I think also what I've realized too is they, they don't feel an obligation to know those things.

So some of this is what we as women put onto ourselves.

Emma:

Right.

Peita:

But also, don't outsource it. Like for some things you just have a note on your phone, like you'd go, just have the kids, date of birth. That's going to come up in the future.

Why don't I just.

Emma:

To their defense, to their defense, I, you know. Phone numbers. Yeah, we can't rattle off phone numbers anymore.

Peita:

No, no, no, no.

Emma:

Because they're all in our phone.

Peita:

Correct.

Emma:

So, you know, to their defense, we've created a world where we don't need to know these things at the top of our heads. No. So, so, you know, I'll, I'll, I'll give them that.

Peita:

Yeah. Correct, correct.

And look, I think the other thing that comes out of here with, with the conversation with the roses, you know, mum and dad about parenting and, and all that sort of thing they say, they do ask themselves, you know, are we terrible parents? Which in and of itself I think is positive. They're even asking the question, right? So they're having the conversation, are we terrible parents?

Terrible parents. We sent them to the best boarding schools, we hired the best nannies, we did everything right. And I can hear lots of people saying a version of that.

Right. And we, we did this for the kids and we did that and we, you know, instead, they gave them everything. But did they spend time with them?

You know, and I wonder for kids, how much is the money worth versus just the time?

Emma:

Yeah, it's funny you say that we're getting again, deep, but.

Peita:

Yes. Sorry.

Emma:

I remember my dermatologist telling me because I felt a lot of guilt about working and being a mum and she said to me, emma, it's quality, not quantity.

Peita:

Right, right.

Emma:

You know, so she's like, you know, I see a lot of stay at home moms who are just on their phones and cleaning and cooking and don't actually spend time with the kids. But yeah, for herself, she had four kids, amazingly. And she said I would just get home and throw my handbag off and just be on the floor with them.

Peita:

Right, right. So it's that. And that's where, I mean, to me, there's a couple of lost arts, I think, like sitting and reading with kids.

There is no more personal time you'll ever spend. Like, it's just so cuddly and one on one. But also board games.

Like, when I think back, that was the most conversation intergenerationally I think we ever had was board games. Right. Because there's something sort of keeping everybody occupied and together, but. And there's a bit of, you know, Shit talking.

Emma:

That's where a lot of character comes out because I remember playing board games with some of my cousins as kids and you know, one of them always cheated.

Peita:

Yes.

Emma:

One of them always like tricked me into swapping, you know, Mayfair for Old Kent Road or whatever it was in Monopoly. Like how did they do that? How did I let them do. And they'll forever be that trigger.

Peita:

Yes, yes.

Emma:

This is where all these memories are made and like personality comes down. You learn a lot about you know, dealing with different situations and yes. Dealing with disappointment as a child. You know, like losing 100 and.

Peita:

And just how to get along. Yeah, just how to get along, you know, and what's important, what's worth reacting to.

I mean we'll learn a bit more about David particularly when it comes to board games in later episodes. But you know, this time spent with kids, I think it's something that maybe the.

Well certainly Johnny and Moira I think learn going forward they start to realize, you know, that's where the value really is.

There's some other random stuff in this episode and I'm hoping that somebody listening either has grown up in the country or currently lives on a farm in a farming community. Somebody about halfway through episode four and we're looking at Cafe Tropicana I think or Tropical.

So the cafe and this weird truck thing drives past. Now it's sort of like a mutant robot truck looking thing that I've never seen. It's not a tractor but it's.

It's so weird looking and of course this is a TV show. It's not like they would have had this in a real street. So there's a reason it went past but I have no earthly clue what it is. I have no.

So if somebody can please messages and let us know either on Instagram or just send us a DM and just tell us what that thing is or ask somebody, you know, please because it's driving me nuts. I just couldn't work it. I had paused it a number of times go what is that thing? And I couldn't get an answer.

So I'd love somebody to, you know, make me feel better and I'll stop wondering about it. There's also. We get introduced to Ronnie in more in this episode.

She's the one that's sort of managing Alexis's time that she's got to go, you know, and go on and community service. Pick up paper. Exactly. And Ronnie, they're sort of interacting and she uses this put down for Alexis that I think is just Perfect.

She says, this isn't say yes to the dress princess. And I just think that's chef kiss. I don't think, you know, it's like, no, this isn't all about you, actually. Community services. About everybody else.

Emma:

Yes, exactly. Right. So good.

Peita:

Which is amazing. But to a credit. I mean, Alexis gets out there in those heels and picks up the rubbish. Right. I kind of admire her for that.

Emma:

I know. She's amazing.

Peita:

She just refuses to let these circumstances change how she wants to present herself.

Emma:

You know, I don't know if she would have flat shoes.

Peita:

No. Well, now there's. We should keep an eye out, folks. Let's watch.

So, you know, exclusions for going running, you know, if she's going, you know, exercise, I guess. But let's keep eyes and see if she's ever just wearing some ballet flats or something. I bet you're right. I bet she's a, you know, always a stiletto.

How about you? Are you a all stilettos or never stilettos? Or somewhere in between?

Emma:

Covert Covid. We stopped wearing stilettos or high heels, really, for a couple of years.

Peita:

Yeah.

Emma:

And because we survived, I'm like, well, why do I have to go back?

Peita:

Yeah.

Emma:

So the best I do is a kitten heel now.

Peita:

Right. It's like we saw the world with new and through a new lens. Like, oh, I don't have to. This is fantastic.

Emma:

And especially now with zoom. And most of it is just up that up top. It doesn't really matter what you've got.

Peita:

In fact, I'm so used to not wearing shoes because I work from home that actually putting on shoes can get a bit traumatic. I don't wanna. You know.

Emma:

What are they? Well, ugg season is coming, so you'll be happy, Peter.

Peita:

Yes. I mean, my husband. I actually stir him and say, oh, I'll just wear my uggs out. And it's like a hard line for him. Yes. No, no, Just anything else.

Which I never would.

Emma:

It's a definite nose anyway.

Peita:

Definitely, definitely. There's. There's. There's certain things, like, he doesn't need to be fancy. He's a builder. He's things like. No, we aren't those people. Okay. You do you.

Exactly. Is there anything else we've missed?

Emma:

Well, look, I think something that I found more funny. Well, and also, money story is also about when David takes his clothes to the consignment store.

Peita:

Oh, my.

Emma:

And, you know, he's holding this garbage bag full of situations. It's like he's handing over A baby.

Peita:

Yes.

Emma:

You know, he's holding with all his. These are his most valuable treasures. And he's. He's walking and looking left to right, like, where am I dropping my babies off?

Peita:

Yes.

Emma:

Are they going to take care of them? Are they gonna. And then he's met with such reluctance. The guy just like pulls through the items as if he's just like going through mangoes.

Peita:

Yeah.

Emma:

And David's looking at him like. Like, do you know what that is? Do you know what this is? In trying to explain what each garment is. And then he's met with reluctance to say.

David collects his stuff and says, you've lost my trust and my business. And storms out, like, righteous. Yeah. Because he's offended by the lack of excitement, if you like, responsiveness to the.

Peita:

Quality of his items.

Emma:

I don't trust you with my things anymore. So you've lost my trust and you've lost my business. As if the guy even won in his business.

Peita:

Ye. Yes.

Emma:

Like he saw no value in the items that day one was presenting.

Peita:

Yeah.

Emma:

And then David resorts to selling online and he made a comment. And this kind of loops back to what I was saying at the start where it says. Where he says, these clothes are all that I have.

Peita:

Everything else has been taken from me. Yeah. Right.

Emma:

You know, and so that just highlights that. These are. This is it. This is his. This is all he has of his old life that he misses so much.

Peita:

And also, if you take those away, I reckon he'd be thinking, well, what.

Emma:

Am I and what I have nothing. I am nothing. And I haven't. These. These define me. These clothes define his armor too.

Peita:

Right. It protects.

Emma:

We must have been so good at English when we're at school. You know when they ask you to watch a movie and you have to.

Peita:

Like, I was hopeless at that stuff. Like the thing says the thing. Like what.

Emma:

I know I was literally saying, but look at us.

Peita:

Time making up interpretation. I love it.

Emma:

Yeah.

Peita:

I feel free with that. And in fact, I had a moment of reflection. I always laugh when you take things down to say Vinnies and you. You bring some boxes and things and.

And as they sort of unpacking in front of you, I. I did reflect and go. Sometimes I think people expect them to react more excited than they are, you.

Emma:

Know, like, do you know what that is?

Peita:

Do you know how stuff.

Emma:

Yeah, I know. Like, you know how special that dress, you know, nice that dress is.

Peita:

Yeah. That might get us five bucks, you know. Well, how precious are we?

Emma:

But there are now up here, there are now shops that actually buy the clothes from you.

Peita:

Yeah.

Emma:

And that they will then resell. So you might get a little bit more return.

Peita:

Yes.

Emma:

If you find some of those stores.

Peita:

Yes.

Emma:

Or online. There are those depop apps and marketplace obviously as well where you can sell some of your stuff, particularly for nice.

Peita:

Things, you know, formal outfits, you know, that sort of stuff that truly you wear once maybe. Yeah.

Emma:

And then you're guilty. You don't want to. You don't want to just throw them away.

Peita:

No. And they're always expensive.

Emma:

They're so. Everything's so expensive and so you don't just want to, you know, throw it out and you don't know who would like it.

And so like those depop options might be good for those searching as a very. We're diverting the conversation.

Peita:

I got off topics folks. Apologies, apologies. Well, I think that's it for episode four. We did dive deep.

Now, if you've enjoyed our take on episode four, don't forget to follow us on Instagram. Emma's at the accounting division and I'm at I am Peter D. And we.

Emma:

Want to hear from you. Yes, but Johnny Moore are actually bad parents or just rich parents who thought they were nailing it.

Peita:

Maybe.

Emma:

And what's your biggest David moment? When you realize the world wasn't quite as impressed by your prized possessions as you were?

Peita:

Please drop us a voice message@speakpike.com forward/shit with Money and you just might hear yourself on a future episode.

Emma:

Next time we get we're diving into episode five, the Cabin. Jodie and Moira try to escape motel life. Alexis and David attempt to throw a party. And honestly, it goes about as well as you'd expect.

So I'll see you then, Peter.

Peita:

See ya.

Emma:

Bye Bye.

Peita:

That's a wrap on Shit with Money. Follow us at shitwithmoney on Instagram and YouTube for updates behind the scenes fun and money insights. Got a question?

Or even a favourite Schitt's Creek moment? Then just drop us a message and. And as Johnny Rose said, the whole point of this place is to bring people together.

So let's keep re watching laughing and learning together. See you next time.

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About the Podcast

Schitt with Money
A Schitt’s Creek rewatch podcast with a financial twist
Ever wished your favourite comfort show could teach you a thing or two about money—without feeling like a boring finance lecture? Well, grab your wigs and your wallet, because Schitt with Money is here! 🎤🎬💰

Join Peita (financial adviser) and Emma (accountant) as we rewatch Schitt’s Creek episode by episode, reliving the hilarity, drama, and heartwarming moments—while uncovering the unexpected money lessons hidden in the Rose family’s journey from riches to rags (and back again).

We’re here for the heart and the hilarity, with a mix of sharp financial insights and a heavy dose of nonsense. Whether it’s Johnny navigating business failures, Moira’s extravagant outfits, or David’s unique approach to negotiating his new world (let’s be honest, it’s a lot), there’s always a financial lesson tucked between the laughs.

💸 What to expect in each episode:
✅ A lively rewatch of Schitt’s Creek, sharing what stood out, surprised, or reconfirmed our love for the show.
✅ “Rose-Coloured Finances”: where we each reveal a key money lesson—sometimes personal finance, sometimes business-related, and always a surprise to each other!
✅ “Schitt Happens”: a final witty takeaway or mindset shift inspired by the episode
✅ Plus, a whole lot of Ew, David! moments along the way.

🎙 Join the watch & listen along!
We want YOU to be part of the show! Drop us a voice message at Speakpipe.com/SchittwithMoney and tell us:
🎧 Your favourite Schitt’s Creek moment
🎧 A money lesson you’ve spotted in the show
🎧 Or just leave us a dramatic Moira-style monologue—because why not?

So, whether you’re a longtime Schitt’s Creek fan or watching for the first time, come hang out with us as we celebrate one of the most binge-worthy shows ever, sneak in some financial wisdom, and share all the belly laughs along the way.

💖 New episodes drop fortnightly. Hit subscribe and let’s relive the magic of Schitt’s Creek together!

About your hosts

Peita Diamantidis

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Financial Fairy Godmother for Women

Peita Diamantidis, or Peita D for short, is a new form of ‘geek’ hybrid - maths and finance nerdiness combined with a passion for communicating that has her on a mission to empower the public to take charge of their finances.

With 20 years in the financial services industry, Peita has worked with international conglomerates right through to young couples looking to buy their first home and no matter the size of the financial transaction has been most valued for her ability to take complex financial situations and break them down to their fundamentals. Her translations make the financial world both easy to understand and easy to relate to, therefore ensuring her clients have the tools and information they need to make key financial decisions, along with the confidence to handle any hiccups that may occur along the way.

With a background in Actuarial Studies (financial mathematicians that make accountants look hip and groovy) Peita brings a deep understanding of the fundamentals of money and finance. That understanding, together with her years of experience witnessing complex financial transactions that very rarely led to great outcomes, has brought her to the realisation that in money, just like in life, the simplest approaches yield the best results.

Because of this, Peita believes that money is merely a resource we need to learn to use well, to enable us to live a life of constant adventure.

With a quirky sense of humour and a deep and abiding love of movies, Peita is in the unique position of being able to use humour and storytelling to communicate the best way to approach an individual’s finances.

★ Adventure awaits ... ★

Emma Piccione

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