Schitt with Money S1E3: Don’t Worry, It’s His Sister

Peita: 00:00:05

What do you get when you mix Schitt's Creek? The financial adviser and an accountant. Well, a podcast, apparently.

We're Peter and Emma and together we're re watching Schitt's Creek, obsessing over its brilliance and sneaking in some unexpected money lessons. Welcome to Shit with. Welcome back to Shit with Money.

,: 2015

Oh, goodness sake. I really wish I could get that right. It was written by. Now this was fascinating when I did the digging. Dan Levy and Eugene Levy, usual suspects.

But also Michael Short. And here's a fun fact for you, Emma. Michael is the brother of Martin Short.

Emma: 00:01:07

It's a real family affair, right?

Peita: 00:01:09

Who we might all know from Only Murders in the Building, or, you know, a few, the 80s and 90s crowd, is the wedding plan of Frank in Father of the Bride. Right, Frank. Frank, exactly.

So been around for a while, but clearly a whole lot of, I don't know, comedic royalty almost right, that they pulled into this, which shows, I think, in the writing. Now, this episode gives us so much to talk about. The Roses are starting to get the. Get to know the locals a little bit better.

Or maybe they're just trying to survive. It's probably a bit of both. And David and Stevie really do start to vibe a bit more, I think.

And Alexis is sort of getting a bit of, maybe a bit of small town romance, she thinks, you know, which of course, hilarity ensues, as always.

Emma: 00:01:51

Yes.

Peita: 00:01:52

I wanted to start us off, though. I'm curious, Emma, if you suddenly found yourself in Schitt's Creek, right, and. And you're there and it's all these new people.

Who would you befriend first, right? I mean, who would appeal to you? Would it be Stevie? No, nonsense. Would it be Wildcard Roland or like. Or would you be like.

No, no, I'm just gonna sit in the corner and eat a Cinnabon because, like, I'm tortured.

Emma: 00:02:18

I love Stevie. I think I would want to be friends with her, you know, because she's a no sheet Sherlock. Yeah, she's a straightie 180. She, you know.

But I also think there's another side of her, which there is, which we haven't seen yet. So I think there's probably. Yeah, I probably would stick with Stevie.

Peita: 00:02:37

Yeah, look, I think so too. Although I'd like the combo. I think of Stevie and Twyla. Yeah. Twyla got a big heart.

Emma: 00:02:44

Yeah.

Peita: 00:02:45

She. I mean, the way she manages to cop what they throw at her in that cafe.

Emma: 00:02:51

Cafe. I know.

Peita: 00:02:51

And still with a smile on her face and being kind, asking about how they are. Like, it's just really lovely. And even where. And we won't spoil it, but where. What we end up finding out about Twyla way down the track. It's.

She is really lovely to them when they have no reason to treat her the way sometimes they. So. Yeah, I thought I. Yeah, I think Alexis. Sorry. I think Twilight would be on my list now. We start the episode at the sign.

Oh, yes, we've got the sign. Lovely real estate agent. Oh. Whose name's Escaping Ray Race, the only real estate agent.

Emma: 00:03:29

Yes.

Peita: 00:03:29

In town.

And they're looking at the sign and Ray, either being obtuse or really just not having a cynical bone in his body, doesn't get the problem with the sign.

Now, for those of you who haven't watched the episode, you should pause and go and watch the episode because the sign is worth it alone totally to have. What sort of the. It actually is almost like a gold rush scene, isn't it?

So they're sort of the edge of the creek and they're sort of wearing the more formal sort of suits, you know, and almost the boater hat, like is that sort of look. Except the guy is standing directly behind the female bending over. And it truly does look like something else is going on here. Yes.

Which is what Johnny points out to rain.

Emma: 00:04:12

This is. This is the welcome sign to the town. So this is the welcome to Sheep's Creek. And they're standing behind beside the creek in this terrible position.

And it looks almost like that. Like that embroidered, you know, that embroidery.

Peita: 00:04:27

Yes, it does. Sort of country rural feel. Yeah.

Emma: 00:04:32

You know these like golden tone colors.

Peita: 00:04:34

Yes.

Emma: 00:04:35

Actually hilarious.

Peita: 00:04:36

It is.

Emma: 00:04:36

They've got the hats on and the aprons like she's in the right.

Peita: 00:04:39

And look, if you looked at it quickly, to be that sort of. To Bathurst or world class. Right. It'd be. It's right up there until you take a close look. It's like what actually goes on in Schitt's Creek, because.

Emma: 00:04:52

I know. And this is because Johnny is gearing up for sale. Yes. He's planning on putting the town off a market.

Peita: 00:04:58

Spruce things up.

Emma: 00:04:59

Absolutely. So he's looking at. Let's start from Woe to go. So he's going, what do people see when they enter? Yeah, this is what they say. Well, this has to go.

Peita: 00:05:06

Yeah. 100%. Like, you can't have this. This is the first moment. And Ray, I love, I'm sure it's.

Ray says, oh, we get lots of people wanting to take their photo in front of. Yes. I'm like, well, Johnny's like, of course they do.

Emma: 00:05:17

Idiot.

Peita: 00:05:18

This is perfect Instagram photo.

Emma: 00:05:21

Yes.

Peita: 00:05:21

That's the perfect selfie background. Oh. Which I just love. And we shift from that. That's sort of right at the beginning.

And then we shift to Moira having the first of like her pure meltdowns. Like this is full on Moira meltdown. And she's in a bad way. Yeah, like she's really, really struggling. And in fact, this stood out for me.

There was an interesting. She's. She's, you know, in the closet effectively. And I think Johnny finds. I was like, what's going on?

Realizes she's been watching what's going on in the Internet. People are being cruel and what's happened to them, but particularly her on the Internet. And she's read all of that, which is a no go.

And as, as far as I'm aware, the general rule of anybody in the pro, you know, public profile is you do not read the comments section of anything. No, that's.

And I've got to say, even for trade stuff in financial advice, we don't either, like if you've done a presentation or there's a, you know, some sort of interview you've done, you don't read the comment.

Emma: 00:06:18

He doesn't watch it back.

Peita: 00:06:20

No, no. Like it's just people.

Emma: 00:06:22

Horrible.

Peita: 00:06:23

Right? Yeah. But what I loved actually is she's clearly like taken a whole lot of medication. She's. She's way out there.

But when Johnny's trying to get to the bottom of what's wrong, she's clearly, we work out the laptops, open everything.

Emma: 00:06:37

And she, she says, oh, they're no name commenters. Tormentors. Are we having a bad day, honey? Anonymous. Ominous.

Peita: 00:06:50

Like she's going in this poetry run. But actually what I loved about that is she's capturing exactly what online trolling is.

Yeah, it's this awful, malicious, negative, meaningless, unnecessary world, you know, and she's just unfortunately descended into it.

Emma: 00:07:08

Yeah, I know. Rookie error.

Peita: 00:07:10

Oh, right. She should know better. She's been in this game a long time.

Emma: 00:07:14

Yes.

Peita: 00:07:15

Don't do it, man. So then Johnny's going to the kids. Somebody needs to look after your mum.

You know, we can't have her detonating in public, which, I mean, we're all sort of going, yeah, of course. We wouldn't want Maura, you know, to. To be upset or then feel embarrassed. Poor Johnny shares that.

In fact, last time she tried to back over him with her car, which. And there's an interesting moment as they're talking about this and the kids are sort of lying on. Bled on bed, disinterested.

Whatever, dad, you deal with it.

Emma: 00:07:46

Yeah.

Peita: 00:07:46

This they then share, though. Oh, and I'm not going to remember the cities, they said, but these places all over the world where they each took a turn looking after her.

And I thought, that's an interesting little window about this family. You know, they actually do care. They've got these moments where they. I'll stay with her and I'll make sure she's okay.

Yeah, I thought, yeah, there is heart here.

Emma: 00:08:06

Totally. The fact that it's a repeated behaviour. Also funny, this is not the first we're going to expect more of these episodes from Royal Art. Yeah, correct.

Peita: 00:08:16

And this is followed closely by David's little. Basically his dad busts him opening a box, right? And Johnny's like, what's in there? Eye cream. And what is it? Share.

Because this is a fabulous money in this one, you know. So share us. Share with us what happens. What David suddenly realizes might be a problem.

Emma: 00:08:38

Well, Johnny walks in and, you know, finds David opening a box. It's like, what's in the box? And David's like, it's icing from Paris. And duh. Yeah. And Johnny's like, well, how did you pay for that?

And he's like, on the credit card. Yeah, as if, like, the credit card's just magic money.

Peita: 00:08:55

Yeah, that, you know, it's like, who's gonna pay? How are you gonna pay for that.

Emma: 00:08:58

On the credit card?

Peita: 00:08:59

But I've already got it. What's the problem?

Emma: 00:09:01

Yeah, exactly like, I've got it. The card is paid for it.

Peita: 00:09:03

Right.

Emma: 00:09:04

And Johnny says, well, if you want to buy eye cream from Paris, you need to get a job.

Peita: 00:09:09

Yes, yes. And the horror.

Emma: 00:09:14

David's ras was like, what? What do you mean, get a job? What?

Peita: 00:09:17

Hold on. I know, fabulous. And. And I mean, we're laughing about it, but I think for lots of us, all of us have done that, particularly in the world.

Now, it's not even.

I mean, there'll be people listening who are too young to remember this, but when you paid with a credit card years ago, there was this chunky machine. They put paper down, they Put the card up. Slide. It was quite a. Like there was moments to it. Like there was some hit heft and weight. Yeah.

Whereas now tap. Done. Like, it's just. Yeah, it's so flippant. Which means it doesn't feel like you're spending money.

Emma: 00:09:49

No.

Peita: 00:09:49

You're just tapping a bit of plastic on something. Or even your phone tap. Yeah, done.

You know, and so mentally, we're not associating with the spend of that or the hard work we had to put in totally to earn that, you know. And so this is the first moment, I think, for David, like, oh, hold on, but what do you mean?

Emma: 00:10:07

Yeah.

Peita: 00:10:08

And so, of course, as the only person that knows anything about living in real world, in his world, is Stevie. So he goes to Stevie at the front desk to go, well, where do I get a job?

Emma: 00:10:17

What kind of job are you looking.

Peita: 00:10:18

For something in, like, art curating or trend forecasting? Okay, let's see. Not seeing anything in art curating or trend forecasting. That's weird, darling. You're in shit's corner creek. Yeah, right. And it. And.

And it turns out.

And the other interesting thing, I thought, actually looking at this, and there'd be so many teenagers now that probably don't understand because we don't tell them. He's like, oh, yeah, you know, she said, oh, it'll be minimum wage if you don't have any skills. And he's like, oh, what, so like, 45 an hour?

But this is the thing when we don't bring kids into the world in a way where they experience the reality of things, then it would be a brutal shock.

Emma: 00:11:03

Yeah.

Peita: 00:11:03

What do you mean? Only earn that and then the tax comes out and then I only get what exactly? I can't buy my night with my eye cream for Paris for that, you know.

So it's quite a brutal awakening for him.

Emma: 00:11:15

Yeah, it's a rude shock. And he ends up going for this job as a bag boy. Doesn't even know what a bag is.

So he's putting items from the supermarket into the bag, into the bag at.

Peita: 00:11:26

The end, which is a very American thing. Yeah, I mean, we sort of had that, but it's a particularly American thing. Yeah. To this day.

But the other thing that I sort of really loved about this, though, I've got to say, is Johnny has a go. He's trying to give a life lesson, which is super funny. Yes. In and of itself. I question how many. Well, they're practicing with you.

Emma: 00:11:47

Yeah.

Peita: 00:11:48

And David's just like, whatever, but he actually does go, yeah. I thought, now that's telling too. There'd be a lot of adult kids to be like, no, I don't care. I've got my eye cream. You solve the problem.

Emma: 00:11:58

Exactly right.

Peita: 00:11:59

Whereas he, okay, well, I'm gonna have to go and try and get a job. Yeah. And to his credit, tries. Yeah, he does. He's bagging. I mean, there's some.

Emma: 00:12:08

He was horrible.

Peita: 00:12:09

Yeah. But. But it's not in the end, him that loses the job. His dad calls to see how he's going so many times, they sack him.

Emma: 00:12:18

I know, it's hilarious. But you know what? It's that again, that family looking after each other, it's really coming.

These underlying elements, I feel that's coming through that they're looking out for each other. Yes. And, you know, he doesn't suit being a bag boy. Let's be honest.

Peita: 00:12:36

No, it's not using his.

Emma: 00:12:38

It's not really.

Peita: 00:12:39

Exactly.

Emma: 00:12:39

It's not the best job for him. It's not the best place for him to be.

Peita: 00:12:42

No.

Emma: 00:12:43

The one part that I think I loved in the role playing was when.

Peita: 00:12:47

Oh, for the interview.

Emma: 00:12:48

With the interview.

Peita: 00:12:49

Yeah.

Emma: 00:12:49

So Johnny's doing role play for David's interview, and he's walking in and walking better. Like he's correcting, you know.

Peita: 00:12:57

Yes.

Emma: 00:12:58

And all the rest of it. And he says. He says to David, so why do you want this job? And David's like, because I want eye cream. Like, fair enough.

So, like, that's why he wants the job, because he wants to buy eye cream.

Peita: 00:13:13

And you know what? I actually think, even in a professional sense, the fact that we expect somebody to say something is their passion and this is what they do.

Like, you know what? People are there to earn a salary. Totally. And we expect them to. All because of the love of the thing.

Emma: 00:13:30

Come on, you're about. You go for your pro bag.

Peita: 00:13:33

Right. But. And even if it's more than that, even, even if it's any people working for us, like, I think we expect too much.

Emma: 00:13:39

Yeah.

Peita: 00:13:40

You as the business owner, do you start it? You can have the passion. Absolutely. And they can even like that. They can even go, that'd be fun to work for that person. But they don't expecting.

Everybody has that passion about what they do. Thinks a little unrealistic.

Emma: 00:13:52

I agree.

Peita: 00:13:53

I think we ask too much.

Emma: 00:13:54

I agree. And I think, you know, the truth is there are a lot of people. Reasons why people want the job. Maybe it's flexibility. Yes. Maybe it's the money.

Maybe it's the, you know, opportunity. I don't know a million reasons as to why people want the job. But yes, you're right.

And that the answer is always what they think the person wants to hear.

Peita: 00:14:11

Right. And it's because we ask. Ask the inane question. Yeah. Like seriously. And because a good person who cares can still do a job well.

Emma: 00:14:19

Yeah.

Peita: 00:14:19

Doesn't mean they're passionate about it.

Emma: 00:14:20

Exactly.

Peita: 00:14:21

It's not the same thing, you know. So it's something I've started to notice a lot because I. I feel like also we're selling a bit of a dog to kids coming through school uni.

Find what you're passionate about. Really.

Emma: 00:14:32

How you going to know when you're 17?

Peita: 00:14:34

How. And how few people do we know truly who get to do that and make money out of it. Totally. And your passion, really.

Emma: 00:14:39

And your passions change and that's okay.

Peita: 00:14:42

It is.

Emma: 00:14:43

You know.

Peita: 00:14:43

You know, find other ways as an outlet.

Emma: 00:14:45

Absolutely. You know, I. I wanted to be a pilot when I was in high school. Yeah. I did. But you know, then you become the reality sits in and like.

Well, that's going to be hard.

Peita: 00:14:54

Yeah. Logistically. Yeah.

Emma: 00:14:57

You know, but I mean, I don't. But, you know, you could learn to do other things. Correct.

Peita: 00:15:02

There's other ways to fold that thing.

Emma: 00:15:04

Absolutely. It doesn't. If we have a reality which is sometimes different to our passion.

Peita: 00:15:09

Correct.

Emma: 00:15:10

Always intertwined.

Peita: 00:15:11

No. And you could have a very rich and wonderful life keeping those things broadly separate.

Emma: 00:15:17

Exactly. Right.

Peita: 00:15:17

You know, and that can work. So anybody who's think feeling like they're still maybe in their 40s and 50s. Oh, I haven't found that thing. That job. Maybe stop.

Maybe you're looking for the wrong thing.

Emma: 00:15:27

Totally.

Peita: 00:15:27

Find people you want to work with or for that's energetic, enthusiastic, you feel a better version of yourself. All those are good things. But it doesn't have to be that one thing. It just doesn't have to be.

Now, there's a couple of other Easter eggs in this episode I want to touch on. We get another name drop Gwyneth Paltrow, who does a particular gift exchange. So Alexis drops another name. I love it.

And a perfect one actually for Gwyneth. I think there's a good brand.

Emma: 00:15:53

Yeah.

Peita: 00:15:53

I see Queen Alexis there. But we also hear about Roland's ancestors. So the guy on the sign.

Emma: 00:16:00

Yes. Name back to the sign.

Peita: 00:16:03

Yes. Is Horace. Shit. Now, once again, took me a couple of goes whore as shit. Like. Are you serious? These guys are geniuses.

Did they have a big whiteboard and they brainstormed how they could take these names and make them appalling. I just loved it.

Emma: 00:16:18

Yeah.

Peita: 00:16:19

Just roaring with laughter. So anything else? Any other sort of scenes in this you. You really loved?

Emma: 00:16:26

No. But then at the end, just continuing on with the sign, it's like. So Johnny tells Roland, you got to fix the sign.

Peita: 00:16:33

Right.

Emma: 00:16:33

It's like, but I don't understand what the problem is. But that's his sister. So he explains. And that's the. The name of the actual episode.

Peita: 00:16:40

Yes.

Emma: 00:16:41

Back to the sign.

Peita: 00:16:42

Which. That's okay because that's his sister. It's his sister.

Emma: 00:16:44

And that's worse.

Peita: 00:16:45

I know.

Emma: 00:16:46

It's even worse. And so Johnny says to him, you got to fix the sign.

Peita: 00:16:50

Yeah.

Emma: 00:16:50

And so I was like, okay, yeah, yeah, I understand. I get. I'll fix it.

And so Johnny comes back to have a look at the fixed sign, and all he's done is plastered a sign on top of it that says, that's his sister with an arrow.

Peita: 00:17:02

Yes.

Emma: 00:17:02

And so that's his solution, how to fix a sign. It was just so funny.

Peita: 00:17:07

Yeah. Clueless.

Emma: 00:17:09

Yeah.

Peita: 00:17:09

That's what I love too, actually, is what this, what you start to realize is this sort of saying, okay, we know that the roses are clueless, but actually most of us are like, in different ways.

Emma: 00:17:19

Yeah.

Peita: 00:17:20

And Roland and Ray, the rest day guy, not seeing that sign.

Emma: 00:17:23

Totally.

Peita: 00:17:24

And absorbing why it's a problem.

Emma: 00:17:25

But, you know, I, I kind of agree with, with them in that if that, that sign perfectly fits that town.

Peita: 00:17:33

Yes.

Emma: 00:17:34

And if they took it away, what would they replace it with?

Peita: 00:17:37

Yes. It's. Yeah, I agree.

Emma: 00:17:39

You know, just works.

Peita: 00:17:41

And in fact, I'm with you in that. Even, even if every person sees the horrendous thing as they go in. If I was Johnny, I'd be leaning into that.

Emma: 00:17:48

Yeah.

Peita: 00:17:49

Using that Internet famous, like, totally there. We just. My husband and I just came back from a trip to Japan and there are whole locations there that are now Instagram famous.

And that's the only reason people are going, you know, and businesses have started up.

Emma: 00:18:02

Yeah.

Peita: 00:18:02

y, if they aired this back in: 2015

It's got elements of that, but nowhere near as much as.

Emma: 00:18:13

No, definitely not. But I think, you know, if they did it now, maybe Alexis would, you know, start a TikTok.

Peita: 00:18:18

Yes. 100. There's. There's a couple of other things in this episode, which I loved, we've got some. Some further Maura Zingers. She's in the cafe and she's.

Because, you know, Alexis is trying to get. Let's get you out of the house.

Emma: 00:18:33

Yeah. She was. She was the person that Joanie Putin responsible for.

Peita: 00:18:37

Yes. Look up your mum. Exactly. Yeah. Off we go. So they go to the cafe to eat something and. And I think Jocelyn comes up.

Emma: 00:18:45

Yes, that's right.

Peita: 00:18:46

Because she wants to ask a favor. And Jocelyn, who is lovely. Yeah. How. Yeah. So Dolores and Moira, how are you?

Emma: 00:18:53

I'm eating egg whites and hoping the building will collapse.

Peita: 00:19:00

So I'm just like, oh, another Maura. I actually feel like there's cushions or pillows we need, you know, stitched with some of these sayings from Maura. The depressive thing is fantastic.

No, like, how does she come up with this stuff?

Emma: 00:19:14

She's so good.

Peita: 00:19:15

Right.

Emma: 00:19:15

I love her. But yeah. Jocelyn asks her to if she would teach for the school play. And then Moira goes into the classroom.

Peita: 00:19:25

And lets fly on those kids, like just in a very interesting. Once again horrifying. And the kids would be like, you know, you can't say that to the kids.

But also actually, there's moments where I'm like, I think they need to hear it. Like, actually what she's saying is really valid. And what I love.

To me, my life lesson out of this episode was Moira says to Jocelyn, once it's all done.

Emma: 00:19:49

That must have taken such courage to ask me that. But in show business, boldness is rewarded. So my answer is yes.

Peita: 00:20:02

And I thought that was just lovely. Yeah. Because it would have. This is a famous actress and you're asking her to come and teach your kids.

And you know she's gonna be rude and maybe dismissive. Like, I really love that. The fact that Moira could see that even in her bizarre and strange way. So funny could see it. Anything else?

If we missed anything, I feel like we've got most of the highlights.

Emma: 00:20:25

Yeah. I just loved Lye Cream from Paris. It's like the highlight for me. I just loved it, you know.

And the credit card, how do you pay for it on the credit card?

Peita: 00:20:32

The credit.

Emma: 00:20:33

Yeah, I got it paid for the craft. The card paid for it. And that was the end of the story. The buck stopped there.

Peita: 00:20:40

Correct. It's all done, dad. What's the big deal? Yeah. Never had a problem before.

Emma: 00:20:44

Exactly.

Peita: 00:20:44

Any now.

Emma: 00:20:45

Exactly.

Peita: 00:20:46

I love it. Well, that's a wrap for today's episode of Shit with Money, folks. If you enjoyed our take. You know what the deal is.

Don't forget to follow us on Instagram. You can find Emma at the accounting division. You can find me at I am Peter D. And we'd love to hear from you.

We want to hear who your favorite Schitt's Creek character is. Maybe one of the money insights struck a chord. You'd like to do a little anonymous confession perhaps? Up to you. Or what did we miss?

Were there some things we missed in this episode? Please drop us a voice message@speakpipe.com shit with money and you know what? You might just hear yourself on a future episode next time.

We're diving into episode four. It's called Bad Parents.

Emma: 00:21:28

Oh yeah.

Peita: 00:21:28

It's a good summary and the title alone tells you enough. You know, there are some big laughs, there's some awkward truths and once again, some great money stories. So I look forward to exploring then.

Emma: 00:21:38

Thanks, Peter.

Peita: 00:21:40

That's a wrap on Shit with Money. Follow us hitwithmoney on Instagram and you YouTube for updates behind the scenes fun and money insights.

Got a question or even a favourite Schitt's Creek moment? Then just drop us a message. And as Johnny Rose said, the whole point of this place is to bring people together.

So let's keep re watching, laughing and learning together. See you next time.